India’s financial technology sector is expanding at an unprecedented pace. Digital payments now account for billions of transactions each year, blockchain is changing how assets are managed, artificial intelligence is improving credit risk assessment and fraud detection, and regulatory technology is becoming essential for compliance. As a result, there is a growing demand for professionals who understand both finance and technology. However, most undergraduate programmes in India still focus on one area, leaving a clear gap in industry-ready talent.
The BBA (Fintech and Artificial Intelligence), offered in collaboration with Paytm at LPU (Lovely Professional University), is designed to address this need. This three-year undergraduate programme combines financial knowledge, technological skills, and entrepreneurial thinking from the very first term. It prepares students to build careers at the intersection of finance and technology, both in India and globally.
This guide explores everything you need to know about the BBA Fintech and AI programme at LPU, including the syllabus, key highlights, rankings, placements, fee structure, and admission process and what makes it a strong choice after Class 12.
Key Takeaways:
Year 1: Financial Accounting, Commercial Banking, Financial Markets, Fintech Evolution, Lending Technologies Year 2: AI and ML in Finance, Blockchain, Digital Payments, Insurtech, Regtech Year 3: Cybersecurity, Financial Inclusion, Fintech Entrepreneurship, Capstone Project, Fraud Management
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What is BBA Fintech and Artificial Intelligence?
BBA (Fintech and Artificial Intelligence) is a three-year undergraduate programme that combines business management, finance, and emerging technologies within a single curriculum. The programme is designed to help students understand how technology is transforming modern financial systems and how businesses are using digital innovation to improve financial services.
Unlike a traditional BBA programme that focuses mainly on management fundamentals, this specialised degree introduces students to areas such as digital payments, blockchain technology, artificial intelligence in financial services, regulatory technology, cybersecurity, and fintech entrepreneurship.
At LPU, the programme is offered in collaboration with Paytm, allowing students to gain industry-oriented exposure aligned with current fintech trends and practical business applications. Through this integrated learning approach, students develop financial understanding, technological awareness, analytical thinking, and problem-solving skills relevant to the evolving fintech ecosystem.
| Parameter | Details |
| Duration | 3 Years (6 Semesters) |
| Eligibility | 60% aggregate in Class 12 with English |
| Admission | Merit in qualifying examination |
| Programme Fee | ₹1,00,000 per semester |
BBA Fintech Syllabus at LPU: Term-Wise Breakdown
The BBA Fintech and AI syllabus at LPU is designed to build knowledge progressively across three years and six terms. It begins with core concepts in finance and banking, moves into advanced fintech technologies, and finally focuses on real-world application through entrepreneurship, cybersecurity, and industry projects. The programme follows an Autumn Term and Spring Term structure each year.
1st Year: Autumn Term
The first year Autumn Term focuses on building a strong foundation in finance and business. Students are introduced to key areas such as commercial banking, financial accounting, and the overall financial ecosystem. This phase ensures a clear understanding of how financial systems operate before moving into the technology-driven aspects of fintech in later terms.
| Subject | Type |
| Business Organisation and Management | Core |
| Career Planning-I | Core |
| Commercial Banking | Core |
| English Communication Skills | Core |
| Environmental Studies | Core |
| Financial Accounting | Core |
| Financial Ecosystem and Markets | Core |
1st Year: Spring Term
The 1st year Spring Term introduces the technology dimension of fintech, with subjects such as Fintech Evolution and Lending and Credit Technologies integrated alongside Business Mathematics, Financial Management, and Spreadsheet Modelling. This term helps students connect core financial concepts with emerging technological applications, laying the groundwork for more advanced fintech topics in the following year.
| Subject | Type |
| Business Mathematics and Statistics | Core |
| Career Planning-II | Core |
| Fintech Evolution | Core |
| Fundamentals of Financial Management | Core |
| Language Elective 1 | Elective |
| Lending and Credit Technologies | Core |
| Spreadsheet Modelling | Core |
2nd Year: Autumn Term
The 2nd year Autumn Term marks the transition to core fintech technologies, where students begin applying technology to real financial use cases. Key subjects include Artificial Intelligence and Machine Learning in Financial Services, Digital Payments and Mobile Wallets, and Insurtech and Microinsurance.
A project component runs alongside these subjects, allowing students to apply concepts such as fraud detection, credit analysis, and digital payment systems in practical scenarios.
| Subject | Type |
| AI and Machine Learning in Financial Services | Core |
| Digital Payments and Mobile Wallets | Core |
| Insurtech and Microinsurance | Core |
| Marketing and User Experience | Core |
| Project | Project |
| Research Methodology | Core |
| Soft Skills for Managers | Core |
2nd Year: Spring Term
The 2nd Year Spring Term focuses on advanced fintech domains, including Blockchain and Cryptocurrency, Investment Management and Robo-Advisors, and Regtech covering compliance and risk management. These subjects reflect some of the most in-demand areas in fintech today, helping students understand how technology is reshaping investments, regulatory frameworks, and financial decision-making.
| Subject | Type |
| Blockchain and Cryptocurrency | Core |
| Foundations of Indian Knowledge System | Core |
| Generic Elective 1 | Elective |
| Human Resource Management | Core |
| Indian Ethos and Business Ethics | Core |
| Investments Management and Robo-Advisors | Core |
| Regtech: Compliance and Risk Management | Core |
| Skill Enhancement Course 1 | Skill Enhancement |
3rd Year: Autumn Term
The 3rd Year Autumn Term focuses on application and innovation. It is anchored by Fintech Entrepreneurship and the Capstone Project, where students apply their learning to real-world fintech problems. This is supported by subjects such as Cybersecurity in Fintech, Financial Inclusion and Emerging Markets, along with a Summer Project, helping students build practical, industry-ready experience.
| Subject | Type |
| Cybersecurity in Fintech | Core |
| Field Project | Project |
| Financial Inclusion and Emerging Markets | Core |
| Fintech Entrepreneurship and Capstone Project | Project |
| Generic Elective 2 | Elective |
| Skill Enhancement Course 2 | Skill Enhancement |
| Skill Enhancement Course 3 | Skill Enhancement |
| Summer Project | Project |
3rd Year: Spring Term
The final term brings the programme to completion with a strong focus on real-world readiness. It includes Prevention of Cyber Crime and Fraud Management, along with Field Projects and Generic Electives. This phase ensures that students graduate with both technical depth and hands-on experience, prepared to take on roles across the fintech ecosystem.
| Subject | Type |
| Field Project | Project |
| Generic Elective 3 | Elective |
| Generic Elective 4 | Elective |
| Prevention of Cyber Crime and Fraud Management | Core |
| Skill Enhancement Course 4 | Skill Enhancement |
Note: The curriculum is subject to changes and/or review as and when prescribed by the University. Source: lpu.in/programmes/bba-fintech-and-artificial-intelligence
Electives and Skill Enhancement
From the first year itself, students in the BBA Fintech and AI programme at LPU can personalise their learning through a wide range of electives. These are designed to build depth alongside the core fintech curriculum, depending on individual career goals.
Generic Electives
Focus on building technical foundations through subjects such as Fundamentals of Information Technology, Web Programming, Object-Oriented Programming, and Programming Methodologies, helping students develop coding skills alongside finance knowledge.
Language Electives
Include Advanced, Intermediate, and Upper Intermediate Communication Skills, aimed at improving professional communication for global fintech roles.
Skill Enhancement Courses
Cover Business Analytics, Business Intelligence, Financial Statement Analysis, and Visual Analytics, equipping students with tools for data-driven decision-making in financial services.
New Venture Electives
Include New Venture Creation, Execution, Financing, and Marketing, supporting students who aim to build fintech startups.
Research Electives
Cover Basics of Research, Qualitative Research, Data Analysis Workshops, and the Capstone Project, suitable for students considering research or postgraduate studies.
Study Abroad Electives
Include Introduction to Study Abroad, Quantitative Reasoning I and II, and Effective Communication Skills, helping students prepare for international academic exposure.
Higher Studies Electives
Focus on Logical Reasoning, Quantitative Aptitude, Data Interpretation, Verbal Ability, and Writing Skills, aligned with preparation for exams such as CAT and other postgraduate entrance tests.
Programme Highlights
The BBA (Fintech and Artificial Intelligence) programme at LPU is designed around key strengths that set it apart from a standard business degree:
Elite Career Prospects
The programme prepares students for high-growth roles at the intersection of finance and technology. It builds a strong foundation for careers in fintech, data analysis, and digital product development, with opportunities across digital banking, insurance, and investment sectors.
Global Fintech Opportunities
The curriculum is aligned with international industry standards, enabling students to explore opportunities in global financial hubs such as New York, London, and Singapore. It develops expertise in digital banking, blockchain, artificial intelligence in finance, and decentralised finance, along with skills required for global collaboration.
Master the Future of Finance
The programme integrates finance, technology, and entrepreneurship to create a multidisciplinary learning experience. Students engage in live projects, industry exposure, and financial modelling while exploring emerging areas such as AI-driven finance, blockchain, cybersecurity, and sustainable finance.
In-Demand Skillset
Graduates develop practical capabilities in key fintech domains, including blockchain, cryptocurrencies, AI-driven risk management, and cybersecurity. These skills are aligned with current industry needs, helping students contribute to digital transformation in finance from the start of their careers.
Rankings and Accreditation
The strong institutional standing of LPU is reflected in its consistent recognition across leading national and global ranking frameworks, offering students confidence in the credibility of their degree:
- NIRF 2025: Ranked 44th among management institutions in India
- THE World University Rankings 2026 (Overall): Ranked 5th in India across government and private institutions, including IITs
- THE Impact Rankings 2025: Ranked 2nd in India
- Scimago Institutions Rankings 2024: Ranked 7th among private universities in India
- WURI 2025: Ranked 4th in India for innovation
- ARIIA: Ranked 3rd in India for innovation achievements
- THE: Ranked 6th among all institutions in India
- NAAC Accreditation: A++ grade, the highest accreditation level
Placements and Career Scope
Fintech is one of the fastest-growing career sectors in India, with increasing demand across digital banking, payments technology, blockchain, artificial intelligence in finance, regulatory compliance, and financial product development. Graduates of the BBA Fintech and AI programme are positioned at the intersection of finance and technology, making them relevant to a wider range of roles compared to a traditional business degree.
At LPU, the School of Business has recorded strong placement outcomes across its programmes:
- Highest Salary Package: ₹49.4 lakh
- Top 10% Average Package: ₹13.60 lakh
- Dream and Super Dream Offers: 650+
- Recruiters: 450+
The programme is supported by a robust research ecosystem, with over 1,000 publications, 100+ patents, 30+ conferences and workshops, and 20+ collaborative research initiatives. This reflects a strong academic environment with active industry engagement, helping students build both practical and research-driven capabilities.
Career Roles for BBA Fintech and AI Graduates
Graduates of the BBA Fintech and Artificial Intelligence programme can explore diverse roles across finance and technology. Some of the most relevant career pathways include:
- Financial Technology Analyst: Analyses fintech products, payment systems, and digital banking platforms
- Blockchain Developer/Consultant: Designs and implements blockchain-based solutions for financial services
- Digital Banking Specialist: Works on digital product development and customer experience in banks and neobanks
- Regtech Consultant: Develops technology-driven solutions for compliance and risk management
- AI in Finance Specialist: Applies machine learning to areas such as credit risk, fraud detection, and investment analysis
- Fintech Entrepreneur: Builds and launches technology-led financial products and services
- Cybersecurity Analyst (Financial Services): Protects digital financial systems and infrastructure from cyber threats
- Investment Technology Analyst: Works with robo-advisory platforms, algorithmic trading, and wealth management technologies
These roles reflect the growing demand for professionals who can combine financial knowledge with technological expertise in a rapidly evolving digital economy.
Fee and Scholarship Structure
The fee structure for the BBA (Fintech and Artificial Intelligence) programme at LPU is designed to be transparent, with multiple scholarship opportunities to reduce the overall cost.
Programme Fee
- ₹1,00,000 per semester
- Examination Fee: ₹5,000 per semester
- Uniform Fee: ₹4,000 (one-time)
Scholarship Structure
LPU offers scholarships based on LPUNEST performance and Class 12 board results:
- Category A: 60% fee waiver (₹60,000 per semester)
LPUNEST Category A score or 98% and above in Class 12 - Category B: 45% fee waiver (₹45,000 per semester)
LPUNEST Category B score or 95% to 97.99% in Class 12 - Category C: 35% fee waiver (₹35,000 per semester)
LPUNEST Category C score or 90% to 94.99% in Class 12 - Category D: 25% fee waiver (₹25,000 per semester)
LPUNEST Category D score or 80% to 89.99% in Class 12
Scholarships can significantly lower the effective cost of the programme, making it more accessible to students based on academic performance. For complete scholarship details visit lpu.in/scholarship/scholarship.php.
Start Your Fintech Journey: Eligibility and Admission at LPU
Before applying to the BBA (Fintech and Artificial Intelligence) programme at LPU, it is important to understand the eligibility criteria, admission process, and key timelines. Here is a quick overview to help you plan your application smoothly.
Eligibility
- Minimum 60% aggregate in Class 12 with English as a compulsory subject
- If English was not studied as a subject, eligibility may still be considered if the medium of instruction was English or an equivalent subject was included
Admission Process
- Admission is based on merit in the qualifying examination
- LPUNEST is used for scholarship qualification
- The test can be taken online with live proctoring or at a designated test centre
Students are encouraged to apply early, as exam slots are limited and tend to fill up quickly.
Final Thoughts
Fintech is no longer a niche field; it is shaping the future of the entire financial services industry. For students who want to be part of this transformation from the beginning, the BBA (Fintech and Artificial Intelligence) programme in collaboration with Paytm at LPU offers a curriculum that closely reflects current industry needs.
With a well-structured syllabus covering fintech evolution, artificial intelligence in financial services, blockchain, regtech, cybersecurity, and a fintech entrepreneurship capstone project, the programme ensures that students graduate with practical, industry-relevant expertise. When combined with LPU’s strong rankings, placement performance, and industry integration, it stands out as a comprehensive undergraduate option for those looking to build a career in fintech.
If you are considering a future in finance and technology, explore our BBA Fintech and Artificial Intelligence programme at LPU.
Frequently Asked Questions (FAQs)
Q: What is BBA Fintech and Artificial Intelligence?
BBA (Fintech and Artificial Intelligence) is a three-year undergraduate programme that combines finance, technology, and entrepreneurship. At LPU, it is offered in collaboration with Paytm and covers areas such as digital payments, blockchain, AI in finance, regtech, cybersecurity, and fintech entrepreneurship.
Q: What is the eligibility for BBA Fintech at LPU?
Candidates must have at least 60% aggregate in Class 12 with English as a compulsory subject. Admission is merit-based, and LPUNEST can be taken for scholarships.
Q: What subjects are covered in BBA Fintech at LPU?
The syllabus includes Financial Accounting, Commercial Banking, Fintech Evolution, AI and Machine Learning in Financial Services, Blockchain, Digital Payments, Regtech, Cybersecurity, Financial Inclusion, and a Fintech Entrepreneurship Capstone Project across three years.
Q: What are the career options after BBA Fintech?
Graduates can work as financial technology analysts, blockchain consultants, digital banking specialists, regtech consultants, AI in finance specialists, fintech entrepreneurs, cybersecurity analysts, and investment technology analysts. The programme also supports postgraduate studies.
Q: What is the fee for BBA Fintech at LPU?
The fee is ₹1,00,000 per semester, with an examination fee of ₹5,000 per semester and a one-time uniform fee of ₹4,000. Scholarships ranging from 25% to 60% are available based on performance.
Q: Is BBA Fintech better than a regular BBA?
For students aiming for careers in fintech, digital banking, or AI-driven finance, this programme offers a more specialised and industry-focused curriculum. A general BBA is more suitable for those seeking a broader business education.
Q: What is the significance of the Paytm tie-up in this programme?
The collaboration with Paytm provides real-world industry exposure and helps keep the curriculum aligned with current fintech practices and technologies.
